New contribution to Roth IRA

Well, I went ahead and transferred $50 from my ING Direct savings account into my Roth IRA. I got a quarterly dividend payment recently too, of about $3.00 and some change. Hey, it’s better than nothing!

I feel like ever since I started this blog and started trying to get my financial house in order, I haven’t been as strict with it as I could. I also felt like I was making such little steps that it was like trying to fill up a swimming pool with an eyedropper.

But my little $20 a pay period contributions to my 401-k and the company’s matching of that $20 is adding up and will eventually be a big help. The Roth is doing well too, for just starting out. I am starting to see a little momentum building and starting to feel a little better about things.

I’m also about to start working on my father-in-law’s Web site, so I’ll get some extra cash for that. I’ve had other folks interested in my doing Web work for them on the side, but that always falls through. I have one other person/company I may be doing some work for as well. I’m hoping to get some more income flowing soon.

The whole Europe trip did, however, kind of throw a wrench in our works. We have credit card debt again, much more than I would like, but it’s a reasonable amount and something we can easily pay off in a short time. In other words, we used our credit cards the way they should be used: for emergencies and with the intent of paying them off ASAP.

So things may be looking up. Once the cards are paid off again I can see about doing a money market account and some CD laddering. I’m really hoping to snowball my modest bit of savings documented on this site into a huge amount of investments/savings vehicles.